Investment Calculator
Investment Calculator
The Investment Calculator can be used to calculate a specific parameter for an investment plan. The tabs represent the desired parameter to be found. For example, to calculate the return rate needed to reach an investment goal with particular inputs, click the 'Return Rate' tab.
Results
| Year | Deposit | Interest | Ending Balance |
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| Month | Deposit | Interest | Ending Balance |
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Investment Calculator: Plan Your Financial Future with Precision
Our free investment calculator helps you forecast the growth of your investments with compound interest, whether you're saving for retirement, education, or other long-term goals. This powerful tool calculates:
- Future value of lump sum investments
- Projected growth with regular contributions
- Compound interest earnings over time
- Detailed annual and monthly growth schedules
How Compound Interest Works
Compound interest is the eighth wonder of the world (according to Einstein) because it allows your money to grow exponentially. Unlike simple interest, compound interest earns returns on both your principal and accumulated interest. Our calculator shows exactly how small, regular investments can grow significantly over 10, 20, or 30 years.
Key Investment Terms Explained
Starting Amount
The initial lump sum you invest (e.g., $20,000)
Additional Contributions
Regular investments (monthly/annually) that boost growth
Return Rate
Expected annual percentage yield (APY) on investments
Investment Length
Time horizon (in years) for your investment strategy
Why Use Our Investment Calculator?
Compared to basic financial tools, our advanced calculator provides:
- Accurate projections accounting for compounding frequency (daily, monthly, quarterly, annually)
- Visual growth charts showing principal vs. interest earnings
- Detailed schedules of expected portfolio growth
- Multiple calculation modes to solve for different variables
Start Planning Your Financial Future Today
Whether you're a beginner investor or financial professional, our tool helps answer critical questions:
"How much will my $10,000 grow in 20 years?"
"What return rate do I need to reach $1 million?"
"How do monthly contributions impact long-term growth?"
Scroll down to begin your investment analysis!